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Timing

Bank account payments typically take 1–5 business days to complete. However, merchants may receive an early payout before the payment is fully processed, depending on the merchant's payout speed setting.

Payout speed determines how quickly a merchant receives funds relative to the payment initiation date. The three available tiers are: T+0 (payout initiated the next business day), T+1 (payout initiated two business days after initiation), and T+2 (payout initiated three business days after initiation).

Payout Speed DAY 1 DAY 2 DAY 3 DAY 4 DAY 5
T+0 Payment initiated Payout initiated - -
Payment completed

Note: If a payment ultimately fails or is reversed after an early payout has already been disbursed, the advanced funds may be subject to recovery. Contact support to understand how clawbacks and failed-payment reconciliation apply to your account.

T+1 Payment initiated - Payout initiated -
Payment completed
T+2 Payment initiated - - Payout initiated
Payment completed